Installment Plan Setup
with IRS and State

Timing

1–2 weeks depending on agency response

If You Do It Yourself

Free. Neither the IRS nor IDOR charges fees for establishing payment plans directly

Delivery

Payment plan confirmation or correspondence within 10–14 business days

Eligibility

Available to individuals and business entities with active or past-due balances at the state or federal level. Non-residents or foreign owners may apply if they have a U.S. tax ID (ITIN or FEIN). Applicants must have filed all required tax returns before requesting a payment plan.

If you owe taxes to the (for example) Illinois Department of Revenue (IDOR) or the Internal Revenue Service (IRS), it’s essential to address them promptly to avoid penalties, liens, or interest accrual. We help business owners and individuals set up compliant installment agreements, request penalty abatements, or establish temporary hardship arrangements — ensuring your account remains in good standing while you catch up on payments.

Book a Consultation

Have a Question? Email Me

The consultation fee is applied toward your total service fee if you proceed with the services.

If the consultation is the only service provided, the fee remains non-refundable, as professional time, analysis, and guidance are delivered during the session.

or contact me:

DIY Step-by-Step Guide
(No agent or lawyer)
As an example, in Illinois

Confirm Your Tax Debt Amount and Status

We begin by reviewing your current company’s structure, formation documents, and tax status to determine whether a conversion, redomestication, or merger applies to your case.

Review your most recent IRS or IDOR notice

You can also view your balance online at
IRS:
https://www.irs.gov/payments/view-your-tax-account

‍
Illinois Department of Revenue:
‍https://mytax.illinois.gov/
‍
Cost: Free.
Neither the IRS nor IDOR charges fees for establishing payment plans directly.

Verify Return Filings

Ensure all prior-year tax returns (state and federal) have been filed

Unfiled returns will result in automatic denial of payment plan requests

Choose the Appropriate Payment Option

Short-Term Payment Plan (IRS)
For debts under $100,000, paid in full within 180 days.

Long-Term Installment Agreement (IRS)
For debts under $50,000, paid over time.

State Payment Plan (IDOR)
Set up through MyTax Illinois for eligible businesses and individuals.

Set Up Online

IRS:
Apply online at
https://www.irs.gov/payments/online-payment-agreement-application

‍Illinois Department of Revenue:
Log into https://mytax.illinois.gov
(→ “Account Maintenance” → “Request Payment Plan.”)

Complete the Application

Provide taxpayer identification number (FEIN, SSN, or ITIN)

Include total debt amount, proposed monthly payment, and payment date

Enter bank account details for direct debit payments

Review and submit the agreement electronically

A Mail Option
(if online unavailable)

IRS:
Complete Form 9465 (
Installment Agreement Request)
https://www.irs.gov/forms-pubs/about-form-9465

Mail to the address listed in your IRS notice.

IDOR:
Write to:
Illinois Department of Revenue, Collections Division
P.O. Box 19035,
Springfield, IL 62794-9035
‍
Processing time: 2–4 weeks by mail.

Confirmation and Monitoring

Once approved, you’ll receive a confirmation letter or online notification

Payments are automatically withdrawn monthly

Monitor your balance and adjust payments through your online account

Common Mistakes People Make

Filing conversion or merger documents before obtIgnoring tax notices or missing payment deadlines.aining internal member approval.

Requesting installment plans without filing all past-due returns first.

Using incorrect mailing addresses or outdated forms.

Submitting incomplete income verification for hardship cases.

Assuming tax debt disappears after several years — penalties and interest continue to accrue.

Documents & Information Needed

Thank you! Your submission has been received!